Car Insurance Policyholders Not Always Honest

A recent survey found that many normally honest citizens would lie to their car insurance company if their car was stolen, and they had forgotten to lock it. Many said that they wouldn’t say they had locked it, they would just forget to say that they hadn’t; and still others said that they would out and out lie about the fact that it had not been locked.

Only one in five said that they would be honest with their car insurance company and tell them that they had not locked the car. One in four said that they would admit that they had not locked it, but only if “strong pressure” was applied to get them to admit it. Auto insurance companies are concerned that most would not say that they had been partly to blame, and they say that is the same as car insurance fraud.

They say that even in omitting the fact that they had not locked the car is fraud, and vehicle owners should know that if it is discovered that they are lying they will be charged with auto insurance fraud. They say that most people did not see it as fraud, but by omitting facts it is the same as lying.

They also discovered that women were more likely than men to tell the truth and that even under pressure most men would not crack but women would. They found that only 6% would lie about not locking the doors, whereas 11% of men would hold to their story.

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