Low Cost Auto Insurance for California

California has decided to expand its Low Cost Automobile Insurance Program to low-income drivers that have a good driving history. They would be able to purchase car insurance under the plan for under $400 a year. This saves them from having to drive without car insurance because they cannot afford it.

The California Department of Insurance has decided that the auto insurance discount would be offered to Merced, Monterey, Santa Barbara, Tulare, Ventura, and Sonoma Counties. Since state law requires all drives be insured, this program will go a long way to making sure that happens.

In those counties alone, more than 160,000 of them are driving without car insurance because they cannot afford it. The program would reduce the number of those driving without car insurance, and thus assisting everyone. The program began in 1999 and helped those in Los Angeles and San Francisco. Then the program was expanded to Alameda, Fresno, Orange, Riverside, San Bernardino and San Diego counties.

It was doing so well, that they decided to expand it again last June to Contra Costa, Imperial, Kern, Sacramento, San Joaquin, San Mateo, Santa Clara and Stanislaus counties. Now the program is in 22 counties in California and they are not done yet. They say that over 30,000 car insurance policies have been issued since the inception, and the ability of more to be a part of the program will make it even more successful.

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