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Insurance, Don't leave home without it!

Most states require that you have auto insurance on your car, truck, or van.   Most banks require auto insurance before you receive an auto loan.  Depending on the price paid for a used car, you should ask about full coverage insurance prices.  Laws differ from state to state. The sites listed below will help you with the laws in your state and give you free quotes.

Oklahoma Residents Want a Break

Oklahomans are wondering why they are still paying the same amount for their car insurance when most of them can’t afford to drive. They say that with gas prices being what they are, the majority of them have changed their driving habits in one way or another, in order to cut back on the time they drive.

They believe that if they are driving less than they should be paying less for their auto insurance rates – especially since they are based on how much you drive. According to the Federal Highway Administration, road travel has decreased by more than 3.7% nationwide – and in Oklahoma it decreased 3.2%.

Due to less driving, there have been less accidents as well. This means less collision claims for the auto insurance companies. But still, no break on lower claims costs from the auto insurance companies within the state.

According to State Farm Insurance Company, they have not seen a decline attributed to less driving. They say that for rates to change they are going to have to wait out the long term to see if there is a difference.

Some say that they would like to see a pay as you drive form of car insurance put into effect. They say that this will cost drivers less money, and then they are only using what they need.





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