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Insurance, Don't leave home without it!

Most states require that you have auto insurance on your car, truck, or van.   Most banks require auto insurance before you receive an auto loan.  Depending on the price paid for a used car, you should ask about full coverage insurance prices.  Laws differ from state to state. The sites listed below will help you with the laws in your state and give you free quotes.

Deer Collisions Imminent?

According to a recent State Farm Auto Insurance survey, Wisconsin ranks third nationwide for the number of accidents that will involve a deer. In fact, your odds are worse than you think. They have discovered that your chances of getting into an auto accident with a deer are actually one in 99 – that’s a little scary especially for those that find that most of their driving is done on country roads, as this actually increases their risk.

In fact, they have discovered that your chance of hitting a deer in Wisconsin are actually six times greater than the chance of being killed in an auto accident that involves another car. It is twice as great as losing your luggage at the airport!

State Farm took their survey data from motor vehicle registrations over the course of mid 2006 through mid 2007. Hawaii has the least amount of chance of hitting a deer with your risk at 1:16,624. Must not be a lot of deer in Hawaii?

As strange as it sounds, when one hits a deer there is actually quite a bit of damage done to your car. Depending on how you hit the deer, you could actually be looking at a totaled car. In fact more than $100 million worth of damage to cars in Wisconsin is caused by deer related crashes. More than five cents from every dollar paid for your auto insurance actually goes to pay for deer collision costs.

As the number of vehicles on the road increases, understandably so does the number of accidents involving wildlife of any kind. However, it seems that deer do a lot more damage than many other kinds of wildlife, as things like raccoons won’t leave a huge mess on the side of the road that used to be your car.




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