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Insurance, Don't leave home without it!

Most states require that you have auto insurance on your car, truck, or van.   Most banks require auto insurance before you receive an auto loan.  Depending on the price paid for a used car, you should ask about full coverage insurance prices.  Laws differ from state to state. The sites listed below will help you with the laws in your state and give you free quotes.

New Bill Challenges Rates

The North Carolina House has passed a law that will start cracking down on car insurance holders. There are many car insurance holders that have auto insurance in the state of North Carolina, but do not actually live there. They do it because the rates in the state are lower than other states.

However, those that have the car insurance illegally would not be facing a felony for “rate evasion.” Those out-of-state residents that are falsely claiming in state car insurance rates will be in for a rude awakening when they are caught. They will be quite literally guilty of a felony offence.

The Department of Insurance has been trying to get the bill passed after residents cried fowl at people getting their auto insurance rates. They say that people from the high-premium states have been cheating the system by giving false information as to where they live.

The bill was unanimously approved in the House and is now headed to the Senate where it is expected to pass as well. If caught, they would be found guilty of a low grade felony classified as “intentionally attempting to deceive an insurer” and puts some of the onus on the insurance companies as well, for they are required to validate where people live now as well.




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