Prop 103 Nearing the End

It has been an uphill battle for California drivers, but Proposition 33 is finally coming to an end. It has been a battle between the car insurance industry and the voters for 20 years, and now it looks as if it is coming to an end next August.

Insurance companies will have to be in compliance with the new state rules that say that the car insurance policies must reflect your driving history, not your residence. Proposition 103 has made these changes mandatory for the car insurance industry, but it was passed in 1988 and the voters are still trying to get it enforced.

The auto insurance companies have been using a term called redlining to determine how much people will pay for their car insurance policies. This means that you will pay more depending on what your zip code is, instead of how you drive. Therefore, if you live in a pricey zip code and have a good driving record, you could still end up paying more than someone with a bad driving record in a less expensive zip code.

However, that will all change once the car insurance companies all get in line, which looks as though will finally happen next year. Many are upset that it has even taken this long to come to fruition, and they say it is a comment on how the justice system works for those with money as the car insurance lobbyists have been able to keep the law from being put into effect for twenty years.

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