Compare Auto Insurance Quotes - Cheap Auto Insurance

The Auto Finder can assist you with locating low cost auto insurance from the most reliable providers available! Our team of auto insurance experts have been researching which companies offer the most coverage with the lowest rates possible and you will find them listed below.

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Insurance, Don't leave home without it!

Most states require that you have auto insurance on your car, truck, or van.   Most banks require auto insurance before you receive an auto loan.  Depending on the price paid for a used car, you should ask about full coverage insurance prices.  Laws differ from state to state. The sites listed below will help you with the laws in your state and give you free quotes.

Auto Crash Parts Under Investigation

Many auto insurance companies use generic auto crash parts to replace and repair automobiles that have been involved in a car accident. Crash parts, which are sometimes referred to as cosmetic parts, are all those pieces of the car that are replaced when in an accident, but the pieces are those that make the car look good. Things like fenders, hoods, door panels, etc.

When the auto insurance companies choose the parts, they have two sources to get them. They can go to the auto manufacturers, and get the specific parts for their cars – Toyota parts for a Camry repair, etc., or they can get aftermarket, generic crash parts suppliers. The original manufacturers obviously charge more for name brand parts, so many auto insurance companies started using the generic parts instead.

Because the auto insurance companies started using the generic parts, it drove down prices on the original ones by about 30%, so State Farm was the first sued for hurting the original parts manufactures. Because of that lawsuit, many other auto insurance companies stopped using the generic parts as well.

Critics say that the generic auto parts are not as safe as the original ones, but the Insurance Institute for Highway Safety (IIHS) says that is not true. The IIHS says that other than hoods, there is no reason to have any doubt that the generic parts are not as safe as the originals, and even then they don’t see a real problem with hoods either.

They have done numerous safety tests and have found them to be just as safe as the originals, so there is no reason not to use them. In fact, the Certified Automotive Parts Association (CAPA) said that the generic automotive parts are just as safe, and that they are usually made by the same companies that make the name brand ones.
 



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