California Voters Say No to Prop 17

 
In what can only be described as a mixed up victory, Prop 17 was voted down by the voters of California. There was a lot of heavy hitting going on both sides as the proposition made it very good for some people, and very bad for others. However, the majority of the auto insurance holders in the state would have benefitted from the measure, but it still failed to pass.
 
The idea behind Prop 17 was that 82% of the drivers in California had kept their same auto insurance company and had kept auto insurance so that they were eligible for a discount on their premiums. This discount was for loyalty and the proposition would have changed that so that they could take their auto insurance anywhere with them. That discount would have applied at any auto insurance company, so they could use it to get better rates at another company.
 
However, those opposed to it said that those people who did not keep auto insurance all the time were being penalized by it. They said that auto insurance was not something everyone needed, so if they chose to use alternate forms of transportation they might let their auto insurance lapse. They said that when these people came back to get auto insurance they would have to pay more for their coverage.  They said that the discounts that people got would be paid for by those without coverage. Unfortunately there were enough people worried about their own hides that they failed to pass it, so when they are saving money not paying for auto insurance because they have the ability to go without, those that cannot afford that luxury will continue to pay more.

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