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Insurance, Don't leave home without it!

Most states require that you have auto insurance on your car, truck, or van.   Most banks require auto insurance before you receive an auto loan.  Depending on the price paid for a used car, you should ask about full coverage insurance prices.  Laws differ from state to state. The sites listed below will help you with the laws in your state and give you free quotes.

Illinois’ Uninsured Drivers

Many people don’t realize the number of uninsured drivers that they pass every day on the road. Thousands of drivers are passing them every day that are uninsured and unlicensed because they are in the country illegally. Because they are illegal, they cannot apply for a driver’s license, and thus cannot get insurance, for fear of being deported.

Some illegal aliens apply for a social security number and pay taxes, but they still cannot get a driver’s license. This means that if they are on the road and they hit you, they will most assuredly be deported and you are out a whole lot of money – so lawmakers want to try and stop the vicious cycle that has become the driving policy in Illinois.

However, this week the Illinois House is trying to change that so that even if you are an illegal immigrant you can still drive legally and get insurance. This means that the estimated 250,000 illegal immigrant drivers in Illinois could get licenses, and learn how to drive. That’s right, because if they don’t have a license they are not only operating a motor vehicle illegally, but they have never even been tested to see if they can operate it properly. They can also get insurance, which means that if you are hit by one of them you are not up the creek.

House Bill 1100 – which is also referred to as the Roadway Safety and Mandatory Insurance Coverage Act, would allow them to get “driver’s certificates” which would be used to drive legally and get insurance, but would not afford them any of the other rights that citizens would get – such as buying a gun or boarding a plane. If they do not get insurance within 30 days of purchasing the license the license could be revoked.

It will cost them $50 for the license, but it seems well worth it for piece of mind for them and for the other drivers.

 

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