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Most states require that you have auto insurance on your car, truck, or van.   Most banks require auto insurance before you receive an auto loan.  Depending on the price paid for a used car, you should ask about full coverage insurance prices.  Laws differ from state to state. The sites listed below will help you with the laws in your state and give you free quotes.

Car Surfing

 
It is funny really. Just when you think that kids can’t find anything more ridiculous to do – or really, more stupid – they go and prove you wrong. Not only are they proving you wrong with this latest stunt, but they are costing their parents more money on their auto insurance and in some cases, costing themselves their lives.
 
The latest idea is car surfing. For those of you unaware of this lovely trend – one teenager hangs onto the hood of the car while someone else drives it. The danger is of course them falling off and getting hurt, or even death when they fall under the wheels of the car or fall the wrong way off of the side of it.
 
One 18 year old just found this out the hard way. He was allowing two young girls – aged 14 and 15 – to car surf on his vehicle while he drove roughly 25 miles per hour. When one of the girls fell off, a witness called the police. The police found the man and the girls down the road where they said that they were the victims of a hit and run. The girls were bruised and banged up, but they were alive.
 
The police arrested him for recklessly endangering their lives and breaking child abuse laws. He is now looking at possible jail time as well as a much higher auto insurance rate. If the girls had  died he would have been looking at perhaps vehicular manslaughter, etc. He actually got off easy. But auto insurance companies say that they are seeing much more of this in recent months and that this is not an isolated case.



 




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