Underwriter Error

It as become a real epidemic for car insurance holders – they have car insurance, they have paid their premiums, but they are not getting credit for the fact that they have the insurance. The problem is not with those with the car insurance, it is with those that are too slow in updating their records.

The problem is with the underwriters getting the policies written and submitted in time. It stems from the automatic license plate recognition, which the police use to check to see if the motorist has car insurance and or current registration. If the do not have that, they will be pulled over, fined, and their cars can be seized. The underwriters either wait to post that the policy has been renewed, or they take too long to process it, and therefore the insured ends up in hot water because of the program that the police use to check it.

According to industry analysts, there are hundreds of customers affected by this every year. Then it gets worse if the motorist cannot think of the name of their car insurance, because then the police are sure that they are guilty. If they renew right before the date of renewal, they will show up as delinquent for at least a month.

It isn’t just an inconvenience for the drivers, it puts them at serious risk for being taken to court for not having car insurance. They could end up with fines or other legal ramifications because of it.

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